Woman selfishly goes behind sister’s back to sell shared home, she refuses to cosign and sisterly struggle ensues: “You’re trying to sabotage me”

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    AITA for refusing to sign for my sister's loan after she tried to do it behind my back?

    "She's been irresponsible with money in the past"
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    So, I (F, 26) and my older sister (29) inherited a house from our grandparents a few years ago. It's a two-family house, and both of our names are on the deed, so we both technically own it. We've been living together ever since, though we've had our fair share of arguments about the place over the years.
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    A few days ago, I found out that my sister has been trying to take out a loan against the house. She didn't tell me about it, so I only found out after seeing some paperwork with both our names on it. Naturally, I got pretty upset and confronted her about it. She tried to brush it off, saying she just needed the money for "some
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    stuff," but when I asked her more details, she couldn't give me a clear answer.
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    I told her if she wants to take a loan out on the house, she needs to buy me out. I'm not comfortable with her using our shared house as collateral without me being involved in the decision. But she got mad and said, "You're being dramatic. I'll take care of the payments, you don't have to worry about anything. Just sign the papers, and you won't have to do anything."
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    The thing is, I know her. She's been irresponsible with money in the past-missing credit card payments, struggling to pay rent, and even not paying bills on time. I just don't trust her to keep up with the loan payments, and if she misses them, we could lose the house. So, I told her, "I'm not signing anything. If you miss the payments, we both could lose
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    everything. I'm not willing to risk it."
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    She got really defensive and told me I'm being selfish and not supportive. She said I should trust her, that she'd never let the house go. But honestly, I don't think I can trust her with something like this, especially since I know how bad things could get if she misses a couple of payments.
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    Now she's mad at me and calling me unreasonable, saying I'm trying to sabotage her and that I'm just being difficult for no reason. So, AITA for refusing to sign for this loan and telling her she needs to buy me out instead?
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    Candid Process1831 • 7h ago NTA! Let here buy your share of the property and then she can do whatever she wants. If she wasn't honest from the beginning then for sure she got something to hide! Take care
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    lurninandlurkin • 7h ago NTA Lock down your credit until this is sorted.
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    frivolous-lola • 7h ago NTA!!! don't sign, protect yourself and stay clear of the mess. It's really suspicious that she gets defensive when you try to know more about her need for a loan, if you're gonna be involved it's perfectly acceptable to know what you're in for.
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    Also be thankful this is happening early on, this is a telltale of way worse things that could come your way. I'd look into buying her share and keeping your assets separate from her. If possible, that would be a much safer way to help if you want to be involved.
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    asafeplaceofrest • 7h ago NTA - stand your ground, and what kind of "stuff" does she need to buy? If she needs a loan, she can go to the bank and get a consumer loan. If she can.
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    messageinthebox • 7h ago NTA. She will f you the second she can.
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    Giste R
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    Oren_Noah 7h ago The MOMENT she said "trust me," you knew the answer.
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    Anxious-Routine-5... • 7h ago NTA. You're being smart and protecting yourself. Your sister is already being shady and shown she can't be trusted. It sounds like the time has come for one of you to buy the other out.
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    Jerold62712 • 7h ago She already signed your name? Under no circumstance condone that and contact the loan officials and tell them that you found some people with with your name forged and they should be particularly careful.
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    DanaMarie 75038 • 7h ago NTA. Be careful with your sister. Keep track of your credit. She might forge your signature.
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    GibsonBluesGuy • 7h ago Sell the house or buy her out you don't need a financially irresponsible co-owner.
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    Future-Nebula74656 • 7h ago NTA. Looks like you've already contacted your lawyer so you should be good with the start of this

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